Directive 90/619/EEC – Directive 92/96/EEC – Directive 2002/83/EC – Directive 2002/92/EC – Life assurance – Unit-linked benefits – Obligation to provide fair advice – Information to be communicated to the policy holder before the contract is concluded – Principle of equivalence – Principle of effectiveness

Request for an Advisory Opinion from the EFTA Court by Fürstliches Landgericht received on 8 November 2012 in the case of Beatrix Koch, Dipl. Kfm. Lothar Hummel and Stefan Müller v Swiss Life (Liechtenstein) AG.