Consumer protection – Directive 2014/17/EU – Variable interest rates – Mortgage loans – Transparency requirements – Directive 93/13/EEC – Directive 2008/48/EC – Unfair contract terms

Request for an Advisory Opinion from the EFTA Court from the Reykjanes District Court (Héraðsdómur Reykjaness), in the case Elva Dögg Sverrisdóttir and Ólafur Viggó Sigurðsson v Íslandsbanki hf.

Deadline for written observations from Governments and relevant institutions (cf. Article 20 of the Statute): Monday, 24 April 2023

Written observations received from Elva Dögg Sverrisdóttir and Ólafur Viggó Sigurðsson

Written observations received from the European Commission

Written observations received from Íslandbanki hf.

Written observations received from the Government of Iceland

Written observations received from the EFTA Surveillance Authority

Written observations received from the Government of Norway

Service of written observations